It’s a new year and you’ve been inspired to start anew again. You stopped by your local Target and got a pretty 2023 planner. You scribbled a few due dates in, maybe a few resolutions, but now what? The blank pages before you seem overwhelming or you simply don’t have the willpower to continue going back to them. It can be difficult to plan productivity and that’s why many of us fail at it.
Here are some tips on how to get the most out of your planner in 2021!
"How beautifully leaves grow old. How full of light and color are their last days."
As the weather cools down and Instagram is flooded with all things autumn, it’s easy to want to do all the fun things too. Fall is beautiful and a lot of fun, but with all the fall festivities going on, it’s a great time to re-evaluate and think about ways to save some money this time of year. Here are 22 tips on saving money this fall.
When we think of spring cleaning, we often think of going through our homes and consolidating our belongings. Whether it’s going through our closets Marie Condo-style, or channeling our mothers’ habits of having a spotless and clutter-free home, amidst the cleaning frenzy we often neglect cleaning up our own finances. It’s not just about sorting out our lives physically, but financially. As we readjust over a lost hour of sleep and welcome sunnier days, it’s time to take our finances head on. Here are 12 ways you can spring clean your finances:
After graduating in 2019, I was already overwhelmed with the idea of student loan debt looming over my head and my budget, so I set a goal to pay off my student loans before my 30th birthday. In this post, I share with you an update and how the forbearance has dictated my payoff strategy.
A look at how and why I decided to open a Chase Sapphire Preferred card as my very first credit card and how I met the 100K bonus for future travel.
A college library is often one of the most utilized, but also underutilized places on campus. You may find yourself spending countless hours studying for an exam, doing homework, or even sleeping, but what else can the library do for you?
Earlier this week, we celebrate National Coming Out Day or NCOD. National Coming Out Day is an annual LGBT awareness day that celebrates and supports individuals who publicly identify as lesbian, gay, bisexual, transgender, and queer. Many use this day as a way to share their coming out stories, support others who may keep their identity a secret, or celebrate those who are now sharing their gender identities and sexual orientation. Your identity has an obvious impact on your relationships, but it can also affect other aspects of your lives, like your job or career, and your finances.
So whether you are part of the LGBTQ+ community, or are an ally, how can we build a more LGBT-friendly investment portfolio?
The expert in anything was once an unpaid intern.
It’s the beginning of the spring semester and you realize that you’re going to have to face the realities of the real world in five months or so. It’s prime internship-searching season. You’ve googled “interview questions” dozens of times and are already anxious for your school’s career fair. This isn’t an article asking you to evaluate your strengths and weaknesses, nor is it a guide on what to look for in a company, but rather things to consider to ensure a more successful job searching experience. Whether you’re applying for summer internships or an internship over the school year, it’s important to think ahead and cover your bases when it comes to the internship applying process.
"No matter who is watching or paying the paycheck, we are ultimately each our own boss."
A few weeks into my summer internship, my bank account was graced with a direct deposit. As a student still living at home with my parents, my expenses were minimal when it came to things like extraneous bills and insurance. It was pretty tempting, and fairly easy, to have just spent it all on new clothes, food, and drinks, (especially working in New York City) but with some thoughtful consideration, I realized I probably shouldn’t blow my first paycheck, or all of them for that matter. Here’s how I prioritized where all my money went and things I needed to consider as a student and emerging young professional.
"An investment in knowledge pays the best interest."
It’s that time of year...the Sunday of Summer. In the blink of an eye, your days of vacationing, interning, or working elsewhere become days of mental and physical preparations for back to school. August rears its head a lot faster than expected and you scramble to pack for move-in or buy books for classes. Across the country, students just like you are trying their best to get through back to school season and trying not to break the bank (or your parents’). Broke college students seem to be the norm, but it doesn’t have to be that way. Whether you already started classes or will begin in September, here are some helpful tips to get you in the money-saving mindset for back to school!
The cost of skipping class goes beyond that of “Oh I missed the lesson for today, I’ll catch up eventually”. It’s a financial cost. Every time you skip a class, you waste money.
Each class has an individual cost and when you don’t show up you are wasting your money. If you are taking out loans, you’ve basically taken out a very expensive loan to sleep in or play video games. There’s a trade-off to everything so think about your future self and what they’ll have to pay off when you skip class and not take advantage of the learning and networking opportunities before you.
In this article, we will cover the basics and questions you should ask yourself when deciding if you really need a meal plan. Many college students are already struggling to deal with the costs of tuition, room, and board, but adding the expensive costs of a dining plan makes it even more difficult.
Whether you’re a freshman or a senior, you should always look for new scholarship opportunities. There is a world of free money opportunities for all stages of the student. If you’re an incoming freshman or transferring to a new school, don’t just settle for your scholarship package as your only means of financial/scholarship assistance. Just because you are graduating soon, doesn’t mean there aren’t scholarships out there for you to help with your post-grad debt. If you’re anywhere in between, trying is better than nothing at all! Here are 10 tips when applying for scholarships.
Financial issues can affect anyone and everyone. While many of today’s financial concerns affect the LGBT community the same as everyone else, LGBT Americans can also face another set of additional issues that can pose obstacles to one’s financial wellness and planning.
In this article, we will briefly cover 5 financial concerns that the LGBTQIA+ community may face
Let’s be real, college campuses aren’t the most conducive environments to be sustainably conscious, but that doesn't mean that you have no options as a college student. Here are some easier sustainability tips that you can implement into your college lifestyle.
Since it’s Earth Month, we’ve been running a #SaveMoneySaveThePlanet Challenge with our email subscribers. Sign-up here. We can’t let this month pass by without talking about fashion, more specifically how fast fashion affects our wallets and the planet and how we must all transition towards the concept of slow fashion.
You might have heard of fast fashion — clothing that can be both cheap in costs and in quality. But have you heard about slow fashion? Slow fashion focuses on the opposite, curating clothing that is more sustainable in its production and material, while having a newfound appreciation for consumer transparency, ethics, and local, artisan craft.
Clothing comes at a cost and while I usually never spend regular retail prices on anything, all these sales add up quickly. It’s also interesting to see how my purchasing power has changed over the years.
When I was a kid, my mom used to wake me up early on Saturdays to bring me to the local flea market or to scout nearby yard sales. I would pick at miscellaneous toys and gadgets, while my parents browsed for clothes and homeware. When we would go to thrift stores, I would quickly do a pass through of the aisles and claim that I didn’t find anything interesting. I didn’t find it particularly interesting at the time, but now, as a twenty-something year old, I realized how much fun and affordable it was. For some thrifting is new, and for others, it was an activity out of necessity. Some people prefer to thrift to find unique clothing pieces, while others do it for sustainability reasons. Regardless of your reason, here are some tips that can help jumpstart your thrifting journey:
A No-Spend Challenge is self induced commitment or challenge to one’s self to not spend money in a certain period of time. No-Spend challenges can range from one week to a month, or whatever you heart desires.
I actually did this last year, but I basically gave up online spending for 40ish days. This year, I wanted to do the same as a way to challenge myself and practice self-restraint, but also give my wallet a break.
Here are some of my observations from my no-spend challenge.
It’s never too late to take advantage of free things in college. Whether you’re reading this as an incoming student, an undergraduate, or masters student, be on the lookout for freebies that are both physical and digital. Free things are all around, but it’s up to you to pursue them.
To be fair, are these things really “free”? Your tuition is paying for something.
